PERSONAL LINES

LIFE & ACCIDENT

LINK’s Life & Accident department assists insurers in obtaining treaty and facultative reinsurance support and capacity for a variety of lines of business.  

· Death from any cause
· Natural Death
· Accidental Death
· Terminal Illness
· PTD Accident/illness, any & own occupation
· PPD Accident/illness
· TTD Accident/illness
· Medex accident
· Critical Illness
· Workmen’s Compensation
· TOMG (Termination on Medical Grounds)

· Death any Cause
· PTD Accident/illness
· PTD Accident/illness

· Term Life
· Whole of Life
· Endowment
· Unit-linked
· Decreasing
· Level term
· Single premium

· Group / Individuals
· All types of accidental benefits

· Group / Individuals
· Stand-alone
· Accelerated
· Rider
. Different number of diseases

· Incl/excl War, terror, pandemics, epidemics

· Offshore
· Professional Sportsmen
· Pilots, etc.

· LINK’s experienced team of market managers and actuaries can assist business partners in a variety of areas in addition to securing highly rated reinsurance capacity.

· LINK’s experienced team of market managers and actuaries can assist business partners in a variety of areas in addition to securing highly rated retrocession capacity.

· Detailed portfolio analysis
· Performance monitoring, analysis & projections
· Optimal retention structure
· Claims management & analysis

· Product development
· Reserve calculations & projections

· Support & development of pricing tools